Drona Mendenhall

Written by Drona Mendenhall

Modified & Updated: 18 May 2024

Jessica Corbett

Reviewed by Jessica Corbett

Source: Globalcapital.com

Bank Negara Indonesia (BNI) is a prominent and reputable bank that holds a pivotal role in the Indonesian financial sector. Established in 1946, BNI has since become one of the leading banks in the country, offering a wide range of financial services to individuals, businesses, and institutions. With a strong commitment to innovation and customer satisfaction, BNI has consistently adapted to the changing landscape of the banking industry.

In this article, we will explore 12 unbelievable facts about Bank Negara Indonesia that highlight its impact, achievements, and contributions to the Indonesian economy. From its impressive network of branches to its historical milestones, we will delve into the rich heritage and remarkable progress of this financial institution. So, let’s dive into the fascinating world of Bank Negara Indonesia and discover the incredible facts that make it a national treasure.

Key Takeaways:

  • Bank Negara Indonesia, established in 1946, is the oldest bank in Indonesia, playing a vital role in the country’s economic growth for over 70 years. It offers a wide range of financial services and has a strong focus on digital innovation.
  • With over 1,800 branches across Indonesia and an international presence, BNI is committed to sustainability, financial inclusion, and supporting small and medium enterprises. It upholds strong corporate governance and embraces digital transformation to meet customer needs.
Table of Contents

Oldest Bank in Indonesia

Bank Negara Indonesia, also known as BNI, holds the prestigious title of being the oldest bank in Indonesia. Established in 1946, BNI has played a crucial role in the country’s economic development for over seven decades.


BNI is a government-owned bank, serving as one of the flagship financial institutions in Indonesia. Its close relationship with the government has contributed to its stability and its ability to support the national economy.

Wide Range of Financial Services

BNI offers a comprehensive range of financial services, catering to the diverse needs of individuals, businesses, and institutions. From personal banking to corporate banking, BNI provides solutions for savings, loans, investments, and more.

Extensive Branch Network

With over 1,800 branches spread across Indonesia, BNI has built an extensive branch network that reaches communities in both urban and rural areas. This wide coverage ensures convenient access to banking services for customers throughout the country.

International Presence

BNI has expanded its presence beyond Indonesia and operates in several countries around the world. Through its international network, BNI facilitates global trade and strengthens economic ties between Indonesia and other nations.

Innovation Hub

BNI has positioned itself as an innovation hub, embracing technological advancements to enhance customer experience and streamline banking processes. The bank continuously invests in digital solutions to stay at the forefront of the industry.

Commitment to Sustainability

As a socially responsible institution, BNI is committed to promoting sustainability and environmental conservation. The bank incorporates environmentally friendly practices in its operations and supports initiatives that benefit society and the planet.

Strong Financial Performance

Throughout its history, BNI has maintained a strong financial performance, demonstrating stability and resilience in an ever-changing economic landscape. Its consistent growth and profitability have earned it a solid reputation in the banking sector.

Focus on Financial Inclusion

BNI is dedicated to promoting financial inclusion, ensuring that even the unbanked population has access to reliable financial services. The bank implements various initiatives to expand financial literacy and facilitate financial access for all.

Support to Small and Medium Enterprises

BNI recognizes the crucial role of small and medium enterprises (SMEs) in driving economic growth. The bank offers specialized products and services tailored to the needs of SMEs, empowering them to thrive and contribute to the nation’s development.

Strong Corporate Governance

BNI adheres to a robust corporate governance framework, ensuring transparency, accountability, and ethical practices in all aspects of its operations. This commitment to good governance has earned the trust and confidence of its stakeholders.

Focus on Digital Transformation

In response to the digital revolution in the financial industry, BNI has made substantial efforts to embrace digital transformation. The bank harnesses the power of technology, creating innovative digital channels and solutions to meet the evolving needs of its customers.


Bank Negara Indonesia is an exceptional institution with a rich history and remarkable achievements. Through its unwavering commitment to excellence and its innovative approach to banking, BNI has solidified its position as one of Indonesia’s leading banks.With a wide range of services and a strong focus on customer satisfaction, Bank Negara Indonesia continues to play a vital role in supporting the economic growth and development of the country. Its presence has not only transformed the banking landscape in Indonesia but has also contributed significantly to the well-being of individuals and businesses alike.Whether it’s providing convenient and secure banking solutions, supporting small and medium enterprises, or promoting financial inclusion, Bank Negara Indonesia continues to demonstrate its dedication to serving its customers and the community at large.In conclusion, the 12 unbelievable facts about Bank Negara Indonesia showcase the bank’s unwavering dedication, innovative spirit, and commitment to growth. As the bank continues to evolve and adapt to the changing needs of its customers, there is no doubt that Bank Negara Indonesia will continue to make a significant impact on the Indonesian banking industry for years to come.


1. What is the history of Bank Negara Indonesia?

Bank Negara Indonesia, also known as BNI, was established on July 5, 1946. It played a crucial role in supporting Indonesia’s independence and has since grown to become one of the largest banks in the country.

2. What services does Bank Negara Indonesia offer?

Bank Negara Indonesia offers a wide range of services, including personal banking, business banking, Islamic banking, and international banking. Customers can access various financial products such as savings accounts, loans, credit cards, and investment opportunities.

3. How does Bank Negara Indonesia contribute to the development of Indonesia?

BNI actively supports the economic growth and development of Indonesia by providing financial support to various sectors such as agriculture, manufacturing, small and medium enterprises, and infrastructure projects. The bank’s commitment to promoting financial inclusion has enabled more individuals and businesses to access banking services.

4. Does Bank Negara Indonesia have a strong digital presence?

Yes, Bank Negara Indonesia has made significant investments in digital technology to enhance the banking experience for its customers. It offers online banking services, mobile banking applications, and various digital payment solutions to ensure convenience and accessibility.

5. Is Bank Negara Indonesia a socially responsible bank?

Yes, Bank Negara Indonesia is committed to corporate social responsibility. The bank actively participates in community development programs, supports environmental initiatives, and promotes financial literacy among the younger generation.

Uncover more captivating facts about renowned financial institutions and their impact on the global economy. Delve into the world of PNC Financial Services, a leading player in the United States. Explore the intriguing story of Al Rajhi Bank, a trailblazer in the banking sector of Saudi Arabia. Lastly, discover the remarkable journey of Bank Mandiri, a titan in the Indonesian banking industry. Each institution has its own unique history, achievements, and contributions to the financial landscape, making them worthy of exploration and admiration.

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